Term Insurance
Maximum protection at minimum cost
Term insurance is the purest form of life protection. For a modest premium, your family receives a significant lump sum if the worst happens to you — ensuring they can maintain their lifestyle, pay off the home loan, and fund their future goals without financial hardship.
Pure Term Plans
High coverage (₹1Cr–₹5Cr+) at surprisingly low premiums. A 30-year-old can get ₹1Cr cover for as low as ₹600/month.
Return of Premium
Get all your premiums back if you survive the policy term. Slightly higher cost but gives peace of mind.
Accidental Death Benefit
An add-on rider that doubles the payout in case of accidental death — critical for those in high-risk professions or frequent travelers.
Critical Illness Rider
Add critical illness cover to your term plan. Get a lump sum payout on diagnosis, in addition to the life cover, without buying a separate policy.
How much cover do I need?
A common rule of thumb is 10–15x your annual income. But the right number depends on your outstanding loans, dependents, and future financial obligations. We calculate the exact amount during your free consultation.
Calculate your ideal cover
Free consultation — no obligation to buy.